![](../assets/images/highlights/highlight01.png)
Net income
SAR 2,709 Mn
2020 – SAR 1,966 Mn.
Increase of 38%
ROA
1.6%
2020 – 1.4%
ROE
10.8%
2020 – 8.4%
![](../assets/images/highlights/highlight02.png)
98.94%
Retail digital financial transactions
![](../assets/images/highlights/highlight03.png)
Customer engagement via digital channels:
60%
financial transactions
70%
non-financial transactions
![](../assets/images/highlights/highlight04.png)
Total assets
SAR 173,476 Mn.
2020 – SAR 156,877 Mn. Increase of 11%
![](../assets/images/highlights/highlight05.png)
2.9 million customers connected via digital platforms nearly
150 million
times
![](../assets/images/highlights/highlight06.png)
1.2 million
active Smart App users
![](../assets/images/highlights/highlight07.png)
1.4 million
active digital retail users
![](../assets/images/highlights/highlight08.png)
Staff strength
2,712
2020 – 2,461 Increase of 10%
![](../assets/images/highlights/highlight09.png)
94%
Saudization rate
![](../assets/images/highlights/highlight10.png)
Female staff
442
2020 – 309 Increase of 43%
16%
of new hires were women
![](../assets/images/highlights/highlight11.png)
Employee training hours
55,552
2020 – 5,336 Increase of 941%